Last Updated: Saturday, May 07, 2016 02:30 PM

  This page contains links to the following:

Compensation Sites

Reference Sites

Compensation Schemes

Parliamentary Sites (Including House of Lords' Case)

Discussion Boards


Action Groups and Individuals' Sites

Advisor Booklets and Information


N.B. Newspaper and Press Articles now have their own page


Equitable Life Site  

The Independent Commission on Equitable Life Payments

Treasury with relation to Equitable Life



Institute of Actuaries

Accountants Joint Disciplinary Scheme (JDS) is conducting an investigation into Ernst & Young's conduct as Equitable's auditors. Click here for detail.

AMIPP - the Association of Members of IBM UK Pension Plans

Annuity Guarantees Working Party (November 1977)

Annuity Rates

Association of Unit Trust and Investment Funds
Association of Investment Trust Companies

Association of British Insurers (ABI)

Association of British Credit Unions Ltd

British Bankers Association
Building Societies Association

Building Societies Members Association

CAPPA (Compulsory Annuity Purchase Protest Alliance)

Citizen's Advice Bureau centres can be found in the telephone book, will also look at queries.

Companies' House

Companies' House - Guide to Resolutions

Council of Mortgage Lenders

Court Web Site

Data Protection Act

Declaration of Human Rights

Department of Work and Pensions are building a network of advice centres to cope with the growing demand for advice.
Employer Task Force

European Court of Human Rights

Financial Ombudsman Service 0845 080 1800 enquiries@financial-ombudsman.org.uk

Financial Planning Excellent site on financial planning at every stage

Financial Reporting Council

Financial Services Authority the main City watchdog 020 7066 1000. 


The Society of Financial Advisers are offering half an hours free advice with an Independent Financial Adviser. (Tel: 020 7417 4442)


The Association of Independent Financial Advisers on 0207 628 1287

IFA Promotions on 0117 971 1177.

IFAs ARE OK a website for IFAs but some interesting information biased to an IFA's way of thinking

Guernsey Financial Services Commission for those with non UK policies

International Accounting Standards Board

The Investment Ombudsman 020 7796 3065

The Law Society 020 7242 1222

Law Society of Scotland 0131 226 7411

Law Society of Northern Ireland 028 9023 1614

Association of Pension Lawyers
Solicitors for Independent Advice


Institute for Fiscal Studies - Pensions and Savings

Manifest the Proxy Voting Agency

Money Advice Service

Moody's Rating for Equitable

National Association of Pension Funds (NAPF)

National Pensioners' Convention

Occupational Pensioners' Alliance

Occupational Pensions Regulatory Authority (OPRA) 01273 627600 helpdesk@opra.gov.uk replaced by the Pensions Regulator 6 April 2005 

The ORD Report - An excellent site with updates on various aspects of the Insurance Industry with a special section on Equitable Life. Not for the faint hearted.


The Parliamentary Ombudsman Enquiries: phone: 0845 015 4033 or 020 7217 4051

1995 Pensions Act

DSS Pensions Information Page

The Inland Revenue

The Pensions Regulator replacing OPRA (6 April 2005)

Pensions at Work Website

Pensions Management Institute

The Pensions Advisory Service (OPAS) 020 7233 8080 enquiries@opas.org.uk is a non-profit organisation that helps members of the public who have a problem, complaint or dispute with their pension provider.

Pensions - Office of Fair Trading (OFT)

Pensions and Retirement - DSS

Pension Schemes Registry, PO Box 1NN, Newcastle upon Tyne NE99 1NN. Call 0191 225 6316, or visit www.opra.gov.uk. To trace a pension. 

Pension Sorter Interesting information on pensions in general

Personal Pension Schemes Transfer Payments GN11 (Inland Revenue) Transfer from Occupational Scheme to Private Pension Plan

Retirement Income Reform Campaign

The SFA Complaints Bureau and Arbitration Service 020 7676 1000

Serious Fraud Office

SSAS Pensions

Stakeholder Pensions - New Government Stakeholder Website
Stakeholder Pensions - Government Guide

TUC - Know Your Rights, the TUC has produced a guide that explains how the state pension and the top-up pension Serps relate to occupational schemes.

TUC Worksmart



Barlow, Lyde & Gilbert - Ernst & Young's Lawyers defending the ex auditors

B&W Deloitte - Company who carried out review for Equitable of possible losses on late joiners

Clarke Wilmott  - lawyers being used by ELTA, the trapped annuitants. Clarke Willmott has instructed Adrian Palmer QC of Guildhall Chambers in Bristol

Class Law - Involved with International group

Ernst & Young - Equitable's former auditors

Herbert Smith - Lawyers for Equitable working on case against the directors and Ernst & Young

Irwin Mitchell - Claiming on behalf of ex-Equitable Life non-GAR policyholders

Lovells - Equitable's Lawyers who worked on the Compromise Agreement

Travers Smith Braithwaite - Lawyers for the Late Joiners Group



Financial Services Compensation Scheme (FSCS) On 01 December 2001 the Financial Services Compensation Scheme took over the responsibilities of eight previous compensation schemes including the Policyholders Protection Board under the Financial Services and Markets Act 2000. The FSCS has a web site at www.fscs.org.uk

NB This is not a government body and has no call on government funding.  Any claims will be found from the Finance Industry (ABI members - see above).

FSCS Comments on Compensation Calculating Compensation

The Investors' Compensation Scheme - Brought in by the Financial Services Act 1986

Policy Holders Protection Scheme Replaced by the FSCS on 1 December 2001

Policy Holders' Protection Act 


No 10 Downing Street

Parliamentary Ombudsman (if you wish to complain of regulator maladministration this must be through an MP)


House of Lords Case 

The House of Lords Judgement

Equitable Life Debate in House of Commons  19 Dec 2000 - Hansard

Penrose Inquiry

Treasury Select Committee Report

Government Consultation Document on Medium to Long Term Saving July 2001

Pensions Annuities Amendment Bill



  The Motley Fool Some excellent discussions on Equitable Life, worth a visit and join in even.  Also visit their Pensions Discussion Board for some really good points and suggestions.

The Motley Fool - An excellent article for with profits members

Financial Times - Discussion Board on Equitable Life

The Money Bag - A UK Personal Finance Site

This is Money now also have a Pensions discussion board 


Daily Telegraph have a Questions and Answers. E-mail equitable@telegraph.co.uk



Pension Calculator

FT Annuity Calculator

FT Pension Calculator

Equitable Fund Performance Details

The Guardian Cash Calculator

The Guardian - Saving for Retirement

TUC How much should I contribute to a pension? Excellent calculator and easy to use


EMAG - Equitable Members Action Group 

ELCAG - Equitable Late Contributors Action Group

ELPHAG - Equitable Life Policy Holders' Action Group 

Leon Kaye - a firm of solicitors who represented the GAR policyholders

Equitable Life Guaranteed Annuity Action Group run by Stuart Bayliss of Annuity Direct on behalf of the GARs

A GAR Member's Site - read an excellent submission to the Treasury Select Committee

David Stonebanks - has set up a website including letters that he has written about Equitable

Building Society Members Association

The ORD Report not for the faint hearted

IBM C Planners Website (Association of Members of IBM UK Pension Plans (AMIPP))

Justice in Financial Services Some excellent reports on Equitable

The Mutual Interest Campaign



Self Employed and Small Businesses Help Line 0845 602 7021 between 9am and 5pm Monday to Friday.

Advice on line Independent pension advice on-line

Bargain Bucket A good portal for pension information.

Lancashire County Pension Fund

Staffordshire County Pension Fund

Direct Pensions and ISA's


Volunteer pension professionals offer "independent and impartial" advice without charge and can be contacted on 0845 6012923.



Moneynet - Gives information on all sorts of pensions

Kauders Portfolio Management - A Contrary View. A possibility that things may be better with Equitable Life than outside.

Chartwell - IFAs - give a good outline of the current status of Equitable and the Halifax deal.

HOLDEN MEEHAN Financial Advisers - Useful Factsheet for Equitable Life Policy Holders

Hargrieves Lansdown  have updated their guide "Equitable Life - Life after the compromise" which
is available by phoning 0800 138 5838.

James Baxter - Independent Investment and Pension Advisors offer a website of News and Help for Equitable Life Policyholders.

David Aaron Partnership has produced a set of Guidance Notes for Equitable policyholders There, the guidance notes can be accessed free of charge. Alternatively, for a free copy write to The David Aaron Partnership, Shelton House, High Street, Woburn Sands, Milton Keynes MK17 8SD.

Guardian Guide to Planning for Retirement. Ring 0800 694 7007 for a free copy.

IFA Promotion To find a local adviser contact IFA Promotions which has a hotline on 0800 085 3250.

NPI Different Types of Pensions Explained

Consumers' Association - Report on the Life and Pensions Industry

With Profits Bond Shop -  a free guide to with profits bonds can be obtained by calling 0115 958 7555.
GUIDANCE NOTES ON EQUITABLE LIFE from David Aaron Partnership (Wait until report appears on right hand side and click on this, you can then download by filling in a form and then clicking on the right hand button of your mouse to download it)