EQUITABLE LIFE MEMBERS

REPORTS

Last Updated: Thursday, August 01, 2013 01:36 PM


 

Public Accounts Committee Report on Equitable Life 26 July 2013

Did Anyone Learn Anything from Equitable Life? 7 September 2012

Consultation reply on With Profit Funds by Michael Nassim to FSA 27 May 2011  

The Equitable Life Payment scheme was published by the Government 16 May 2011

Equitable announce payout of 12.4% for those who transfer out 28 March 2011

Michael Nassim's Analysis of the Financial and Government Pmbudsman Service regarding Equitable Life 31 December 2010 

Michael Joseph Submission to ICELP  3 December 2010

International Policyholders - ICELP Submission 30 November 2010

Michael Nassim Reply to Sir John Chadwick re Third Interim Report 14 June 2010

Andrew Goudie Reply to Sir John Chadwick re Third Interim Report 11 June 2010 

Michael Josephs to Sir John Chadwick - Diagnosis, Remedy and Redress 10 June 2010

Andrew Goudie to Sir John Chadwick Second Submission on Third Interim Report 30 April 2010

Michael Nassim to Sir John Chadwick and Laurence Emmett on IR3 para 6.4 and early closure counterfactualisation 24 April 2010

Notes on Meeting by Michael Nassim on meeting with Sir John Chadwick 15 April 2010

Letter to Michael Nassim from Sir John Chadwick in reply to 7 April correspondence 14 April 2010

Letter to Sir John Chadwick from Michael Nassim 7 April 2010

Michael Josephs to Sir John Chadwick - Quantitative Matters 2 April 2010

Andrew Goudie to Sir John Chadwick on Third Interim Report 31 March 2010

Sir John Chadwick to Michael Hassim replying to 12 March correspondence 29 March 2010

Sir John Chadwick to Michael  

Joseph on Third Interim Report 29 March 2010 

Michael Josephs to Sir John Chadwick - Disappointed and Very Concerned 24 March 2010 

Michel Nassim to Sir John Chadwick on Third Interim Report 12 March 2010

Sir John Chadwick - Third and Final Interim Report 11 March 2010 

The Issue of Transparency: Further correspondence between Michael Josephs and Sir John Chadwick 1 February 2010

 

Sir John Chadwick's Second Interim Report 16 December 2009  

Correspondence Between Sir John Chadwick and Michael Josephs 9 December 2009 

PO Oral Evidence to PASC 5 November 2009 

Michel Nassim Critique on PO2 12 October 2008

Sir John Chadwick's Interim Report 20 August 2009

Letter from PO to Liam Byrne MP 20 August 2009

Letter from Liam Byrne MP to the PO 22 July 2009

Sir John Chadwick's Refusal to Appear in front of the All Party Parliamentary Group 17 June 2009

Sir John Chadwick's Preliminary Study 15 June 2009 

Diana Wallis MEP News Release on PO Report 6 May 2009  

PO Produces Injustice Unremedied  6 May 2009

PASC Justice Delayed (2) - The Ombudsman's Report on Equitable Life 19 March 2009 

EMAG Further Memo to PASC 29 January 2009

Government Response to the PO Report 15 January 2009 

PASC Justice Delayed - The Ombudsman's Report on Equitable Life 15 December 2008 

Exposing the myths and misconceptions over Equitable Life 18 July 2008

EMAG's Reply to PO's Report 17 July 2008

PO Report - Equitable Life: A Decade of Regulatory Failure 17 June 2008

Letter from PO to MPs 2 June 2008

PO Letter to MPs  6 December 2007 

FSA Report on the Transfer of With Profit Annuities to the Prudential 23 November 2007 

ELTA-The Proposed transfer to the Prudential 17 October 2007

EMAG-The Transfer of With Profits Annuities to the Prudential October 2007 

European Parliament Report into the Equitable Life Crisis June 2007

Letter from the PO to Parliament 23 May 2007 

Occupational Pensions Judicial Review Judgement 23 February 2007 

Finding by Institute of Actuaries on Charles Thomson  22 February 2007   

Lord Neill's Report on the FOS and Equitable Life policyholders 2 February 2007

European Court of Justice Verdict on lost occupational pensions 24 January 2007

Parliamentary Ombudsman Letter to MPs 17 October 2006

Memorandum from the Parliamentary Ombudsman to the Public Administration Select Committee 28 June 2006 

Equitable Life Trapped Pensioners Wary of Planned Sale 7 April 2006

PO Report - Trusting in the Pensions Promise (Summary) 15 March 2006  

PO Report - Trusting in the Pensions Promise (Detail .pdf) 15 March 2006

Options for Equitable Life-Burgess Hodgson 13 February 2006

Rectification Payments and Higher Tax Liabilities 4 January 2006

Turner Report on Pensions 30 November 2005

Submission from ELCAG to the Parliamentary Ombudsman 5 July  2005  

Rectification Bulletin No 6 23 May 2005 

The Position of International Policyholders in Relation to the Ombudsman's Investigation 10 May  2005 

Rectification Bulletin No 5 25 April  2005  

Fact Sheet for Late Joiners  31 March 2005 

FOS Decision on Penrose Related Claims (.pdf) 23 March 2005  

Update for International Policy Holders (.pdf) 21 February 2005 

Anatomy of a Fraud by Dr Michael Nassim 10 February 2005 

Myners Review of the Governance of Life Mutuals 20 December 2004  

Morris Review of the Actuarial Profession 17 December 2004 

The Employer Task Force on Pensions 15 December 2004 

EMAG Petition to European Parliament 8 December 2004 

Note re Equitable Submission to FOS on 15 November 2004 7 December 2004  

Equitable Submission to FOS 15 November 2004  

Rectification Bulletin No 4 24 October 2004 

Turner Report on Pensions 12 October 2004

Last Day for Submission to Paul Myners Review of Mutuals 17 September 2004

Nicolas Bellord Submission to Myners 14 September 2004 

Rectification Scheme Press Release 14 Sept 2004

Equitable Life Society and the Rectification Scheme 2003 -  Nicolas Bellord 7 August 2003

Update for Guernsey Policyholders 1 August 2004 

Treasury Committee-Restoring Confidence in Long Term Savings 28 June 2004 

Draft Regulations on Pension Simplification Inland Revenue June 2004

Pensions' Bill 21 May 2004

Application for the Appointment of a Receiver (Trevor Lyttleton 13 April 2004)

Notes on the Penrose Report (Nicolas Bellord March 2004)

PENROSE REPORT 8 March 2004 

Why the apparent muted reaction to Equitable life insurance? (Harry White 2 March 2004)

BBC Interview with Chris Headdon 7 Feb 2004

An Equitable Assessment of Rights and Wrongs by Dr Michael Hassim (12 January 2004)

How Your With Profit Annuity Works Equitable publication .pdf .97mb (4 Jan 2004) also see 1993 WP Bonus Leaflet

EMAG's Alternative Penrose Report (.pdf) 29 December 2003

Carr & Moss Opinion on the FOS 22 December 2003  

FOS Lead Cases re Late Joiners and Equitable Life (Michael Josephs) 31 October 2003 

Implication of the the WPA papers of Peter Scawen 31 October 2003

Sir Gordon Downey's speech at EMAG AGM 28 October 2003

A Critical Analysis of the Parliamentary Ombudsman's Report by Nicolas Bellord (Updated) - 27 October 2003 

Judge Langley summing up re Equitable v former directors 17 October 2003

Comparison of With-Profits Annuities - Equitable Life and Norwich Union 29 September 2003

Annuity Policies Commencing between January 1st and March 30th in any year. 23 September 2003

Save Our Pensions - Social Market Foundation 19 September 2003

Oliver Parsons' Commentary on Jonathan Hirst QC's Opinion of 10 July 2003 - 15 September 2003

Hirst Opinion (10 July 2003) on Compensation to Late Joiners for the Financial Ombudsman Service .pdf 10 September 2003

Equitable Life and its Handling of With Profits Annuities by Peter Scawen - 27 August 2003

Clarity and Parity by James Biggs - some light summer reading  7 August 2003

PPI's A Guide to State Pension Reform 15 July 2003

Deconstruction of the PO's Report 3 July 2003 

Parliamentary Ombudsman Report and press notice and Equitable's reaction 1 July 2003 

EMAG - Stonewalled by Equitable, cover up by the FSA? 25 June 2003

The Case of the High Tech Tigers-24 June 2003

E&Y Court of Appeal Skeleton Submission 19 June 2003

Letter from Lord Penrose to TreasComm-17 June 2003

Letter from the Penrose Inquiry - 13 June 2003

Equitable letter (.pdf) to late joiners re settlement- 11 June 2003

Minutes of meeting 21 May 2003 with Equitable, EPHAG and ELM - 11 June 2003

Guernsey (GFSC) comments on FOS findings - 6 June 2003

Don't be Fooled - Equitable's Articles 22 May 2003

The IA Report: Why Did Equitable Die? 1 April 2003

Print of Treasury Memoranda re Equitable 11 March 2003

Letter from South Wales Group to Committee on Public Admin 4 March 2003

Letter from Lord Penrose to the Treasury Select Committee 25 February 2003

General Principles of Saving by Stephen Wynn 21 December 2002

Government Green Paper on Pensions 17 December 2002

Inland Revenue-Simplifying the taxation of pensions 17 December 2002 (due 11 April 2003) NB large .pdf file

Government Green Paper on Pensions 17 December 2002

Inland Revenue-Simplifying the taxation of pensions 17 December 2002 (due 11 April 2003) NB large .pdf file

Letter received from Parliamentary Ombudsman to E7 8 December 2002

Ned Cazalet Report commissioned by EMAG 5 December 2002

Open letter from the Penrose Inquiry issued 29 November 2002

The Errors and Who was to Blame (bill Davies) 28 November 2002

Questions and answers from the FSA 21 November 2002

Equitable Interim accounts 15 November 2002

Letter to Annuitants 15 November 2002

OPRA-Tackling the Risk to Pension Scheme Members  Full Report 6 November 2002

OPRA-Tackling the Risk to Pension Scheme Members  Summary 6 November 2002

EPHAG Meeting with Equitable Board  10 October 2002

EPHAG  Meeting with Lord Penrose 8 October 2002

FSA Report on Insurance Regulation 1 October 2002

B&W Deloitte Report 30 September 2002

Joint Opinion-Remedies for Mis-selling-Carr and Moss 30 September 2002

Rectification Scheme by Nicolas Bellord for EMAG 29 Sept 2002

B&W Deloitte Report 30 September 2002

Carr & Moss -Remedies for Mis-selling 30 September 2002

Stephen Wynn's comments on the Sandler Report August 2002

Ex Directors Case Studies (Chris Heddon and Alan Nash)

Adrian Howard-Jones' Address to the AGM as a potential non exec director 27 May 2002 

FSA Guide to Pensions 19 April 2002

Equitable Life and the Ombudsman Jurisdiction April 2002

Banking Code Review Click Here
Do You have any Unit Trust Accounts? click here

A Review of Policyholders' Reasonable Expectations (Institute of Actuaries) 25 February 2002

REPORT FROM MARGARET FELGATE (International Group) REGARDING THE COMPROMISE VOTE (24 Feb 2002)

FSA GUIDANCE NOTES FOR EQUITABLE POLICYHOLDERS (Feb 2002)

EPHAG - COMMUNIQUE No 8 (15 February 2002)

Judgement by Justice Lloyd in the High Court (10 February 2002)

FSA Comment on High Court Approval (8 February 2002)

Submission to High Court by Michael Josephs (4-6 February 2002)

EMAG Press Release re Result of Compromise Vote (28 January 2002)

Report of non GAR Meeting .pdf Acrobat Reader format (11 January 2002)

Report of GAR Meeting  (11 January 2002)

Paul Braithwaite of EMAG's View on the Compromise (31 December 2001)

Professor Blake's Report for EMAG .pdf version (19 December 2001)

Comments on Final Scheme Documentation - Colin Slater (click for .pdf version) (16 December 2001)

Equitable GAR Compromise Scheme - Ronnie Sloan (click for pdf form) (12 December 2001)

EPHAG's Communiqué No 7  (6 December 2001)

FSA Plans on Overhaul of Insurance Regulations (Press Release) (3 December 2001) 

REPORT BY NORTON ROSE ON ISSUES RELATING TO THE PROPOSED SCHEME OF ARRANGEMENT (23 November 2001)

BAIRD REPORT (October 2001 FSA Report)

Response of the Association of British Insurers to the Consultation Document on The Review of

CORLEY REPORT (For Institute of Actuaries - September 2001)

CORLEY REPORT Appendices (For Institute of Actuaries - September 2001)

GOVERNMENT ENQUIRY announced 31 August 2001 led by Lord Penrose


Medium and Long-Term Savings
  (September 2001)

(Write up on policy holder meeting with non exec Dr Andrew Threadgold on 17 September 2001 near Southampton)

WARREN REPORT (May 2001 - pdf format)

GLICK REPORT (May 2001 - FSA)

Report by the Treasury Select Committee March 2001

THE TREASURY SELECT COMMITTEE (Report of Meeting 15 February 2001)

HOUSE OF LORDS Equitable v Hyman
Submission to the Journal of the Institute of Actuaries by Roy Ranson in 1989 entitled "With Profits, without mystery." 20 March 1989 

 

OFFICIAL REPORTS AND ENQUIRIES

AEEU resolution at the Labour Party Conference   

BAIRD REPORT -scroll to bottom of page for .pdfs (October 2001 FSA Report)

BLAKE REPORT (For EMAG) .pdf version (19 December 2001)

CORLEY REPORT (For Institute of Actuaries - September 2001)

GLICK REPORT (May 2001 - FSA)

GOVERNMENT ENQUIRY announced 31 August 2001 led by Lord Penrose

HOUSE OF LORDS Equitable v Hyman

Myners Review of the Governance of Life Mutuals 20 December 2004  

PENROSE REPORT 8 March 2004 

PENSIONS ANNUITIES (AMENDMENT) BILL

THE TREASURY SELECT COMMITTEE (Report of Meeting 15 February 2001)

WARREN REPORT (May 2001 - pdf format)