EQUITABLE LIFE MEMBERS
REPORTS
Last Updated: Saturday, January 11, 2020 01:44 PM
Public Accounts Committee Report on Equitable Life 26 July 2013
Did Anyone Learn Anything from Equitable Life? 7 September 2012
Consultation reply on With Profit Funds by Michael Nassim to FSA 27 May 2011
The Equitable Life Payment scheme was published by the Government 16 May 2011
Equitable announce payout of 12.4% for those who transfer out 28 March 2011
Michael Nassim's Analysis of the Financial and Government Pmbudsman Service regarding Equitable Life 31 December 2010
Michael Joseph Submission to ICELP 3 December 2010
International Policyholders - ICELP Submission 30 November 2010
International Policyholders Letter from Michael Nassim to ICELP 20 September 2010
Michael Nassim Reply to Sir John Chadwick re Third Interim Report 14 June 2010
Andrew Goudie Reply to Sir John Chadwick re Third Interim Report 11 June 2010
Michael Josephs to Sir John Chadwick - Diagnosis, Remedy and Redress 10 June 2010
Andrew Goudie to Sir John Chadwick Second Submission on Third Interim Report 30 April 2010
Michael Nassim to Sir John Chadwick and Laurence Emmett on IR3 para 6.4 and early closure counterfactualisation 24 April 2010
Notes on Meeting by Michael Nassim on meeting with Sir John Chadwick 15 April 2010
Letter to Michael Nassim from Sir John Chadwick in reply to 7 April correspondence 14 April 2010
Letter to Sir John Chadwick from Michael Nassim 7 April 2010
Michael Josephs to Sir John Chadwick - Quantitative Matters 2 April 2010
Andrew Goudie to Sir John Chadwick on Third Interim Report 31 March 2010
Sir John Chadwick to Michael Hassim replying to 12 March correspondence 29 March 2010
Joseph on Third Interim Report 29 March 2010
Michael Josephs to Sir John Chadwick - Disappointed and Very Concerned 24 March 2010
Michel Nassim to Sir John Chadwick on Third Interim Report 12 March 2010
Sir John Chadwick - Third and Final Interim Report 11 March 2010
The Issue of Transparency: Further correspondence between Michael Josephs and Sir John Chadwick 1 February 2010
Sir John Chadwick's Second Interim Report 16 December 2009
Correspondence Between Sir John Chadwick and Michael Josephs 9 December 2009
PO Oral Evidence to PASC 5 November 2009
Michel Nassim Critique on PO2 12 October 2008
Sir John Chadwick's Interim Report 20 August 2009
Letter from PO to Liam Byrne MP 20 August 2009
Letter from Liam Byrne MP to the PO 22 July 2009
Sir John Chadwick's Refusal to Appear in front of the All Party Parliamentary Group 17 June 2009
Sir John Chadwick's Preliminary Study 15 June 2009
Diana Wallis MEP News Release on PO Report 6 May 2009
PO Produces Injustice Unremedied 6 May 2009
PASC Justice Delayed (2) - The Ombudsman's Report on Equitable Life 19 March 2009
EMAG Further Memo to PASC 29 January 2009
Government Response to the PO Report 15 January 2009
PASC Justice Delayed - The Ombudsman's Report on Equitable Life 15 December 2008
Exposing the myths and misconceptions over Equitable Life 18 July 2008
EMAG's Reply to PO's Report 17 July 2008
PO Report - Equitable Life: A Decade of Regulatory Failure 17 June 2008
Letter from PO to MPs 2 June 2008
PO Letter to MPs 6 December 2007
FSA Report on the Transfer of With Profit Annuities to the Prudential 23 November 2007
ELTA-The Proposed transfer to the Prudential 17 October 2007
EMAG-The Transfer of With Profits Annuities to the Prudential October 2007
European Parliament Report into the Equitable Life Crisis June 2007
Letter from the PO to Parliament 23 May 2007
Occupational Pensions Judicial Review Judgement 23 February 2007
Finding by Institute of Actuaries on Charles Thomson 22 February 2007
Lord Neill's Report on the FOS and Equitable Life policyholders 2 February 2007
European Court of Justice Verdict on lost occupational pensions 24 January 2007
Parliamentary Ombudsman Letter to MPs 17 October 2006
Memorandum from the Parliamentary Ombudsman to the Public Administration Select Committee 28 June 2006
Equitable Life Trapped Pensioners Wary of Planned Sale 7 April 2006
PO Report - Trusting in the Pensions Promise (Summary) 15 March 2006
PO Report - Trusting in the Pensions Promise (Detail .pdf) 15 March 2006
Options for Equitable Life-Burgess Hodgson 13 February 2006
Rectification Payments and Higher Tax Liabilities 4 January 2006
Turner Report on Pensions 30 November 2005
Submission from ELCAG to the Parliamentary Ombudsman 5 July 2005
Rectification Bulletin No 6 23 May 2005
The Position of International Policyholders in Relation to the Ombudsman's Investigation 10 May 2005
Rectification Bulletin No 5 25 April 2005
Fact Sheet for Late Joiners 31 March 2005
FOS Decision on Penrose Related Claims (.pdf) 23 March 2005
Update for International Policy Holders (.pdf) 21 February 2005
Anatomy of a Fraud by Dr Michael Nassim 10 February 2005
Myners Review of the Governance of Life Mutuals 20 December 2004
Morris Review of the Actuarial Profession 17 December 2004
The Employer Task Force on Pensions 15 December 2004
EMAG Petition to European Parliament 8 December 2004
Note re Equitable Submission to FOS on 15 November 2004 7 December 2004
Equitable Submission to FOS 15 November 2004
Rectification Bulletin No 4 24 October 2004
Turner Report on Pensions 12 October 2004
Last Day for Submission to Paul Myners Review of Mutuals 17 September 2004
Nicolas Bellord Submission to Myners 14 September 2004
Rectification Scheme Press Release 14 Sept 2004
Equitable Life Society and the Rectification Scheme 2003 - Nicolas Bellord 7 August 2003
Update for Guernsey Policyholders 1 August 2004
Treasury Committee-Restoring Confidence in Long Term Savings 28 June 2004
Draft Regulations on Pension Simplification Inland Revenue June 2004
Application for the Appointment of a Receiver (Trevor Lyttleton 13 April 2004)
Notes on the Penrose Report (Nicolas Bellord March 2004)
Why the apparent muted reaction to Equitable life insurance? (Harry White 2 March 2004)
BBC Interview with Chris Headdon 7 Feb 2004
An Equitable Assessment of Rights and Wrongs by Dr Michael Hassim (12 January 2004)
How Your With Profit Annuity Works Equitable publication .pdf .97mb (4 Jan 2004) also see 1993 WP Bonus Leaflet
EMAG's Alternative Penrose Report (.pdf) 29 December 2003
Carr & Moss Opinion on the FOS 22 December 2003
FOS Lead Cases re Late Joiners and Equitable Life (Michael Josephs) 31 October 2003
Implication of the the WPA papers of Peter Scawen 31 October 2003
Sir Gordon Downey's speech at EMAG AGM 28 October 2003
A Critical Analysis of the Parliamentary Ombudsman's Report by Nicolas Bellord (Updated) - 27 October 2003
Judge Langley summing up re Equitable v former directors 17 October 2003
Comparison of With-Profits Annuities - Equitable Life and Norwich Union 29 September 2003
Annuity Policies Commencing between January 1st and March 30th in any year. 23 September 2003
Save Our Pensions - Social Market Foundation 19 September 2003
Oliver Parsons' Commentary on Jonathan Hirst QC's Opinion of 10 July 2003 - 15 September 2003
Hirst Opinion (10 July 2003) on Compensation to Late Joiners for the Financial Ombudsman Service .pdf 10 September 2003
Equitable Life and its Handling of With Profits Annuities by Peter Scawen - 27 August 2003
Clarity and Parity by James Biggs - some light summer reading 7 August 2003
PPI's A Guide to State Pension Reform 15 July 2003
Deconstruction of the PO's Report 3 July 2003
Parliamentary Ombudsman Report and press notice and Equitable's reaction 1 July 2003
EMAG - Stonewalled by Equitable, cover up by the FSA? 25 June 2003
The Case of the High Tech Tigers-24 June 2003
E&Y Court of Appeal Skeleton Submission 19 June 2003
Letter from Lord Penrose to TreasComm-17 June 2003
Letter from the Penrose Inquiry - 13 June 2003
Equitable letter (.pdf) to late joiners re settlement- 11 June 2003
Minutes of meeting 21 May 2003 with Equitable, EPHAG and ELM - 11 June 2003
Guernsey (GFSC) comments on FOS findings - 6 June 2003
Don't be Fooled - Equitable's Articles 22 May 2003
The IA Report: Why Did Equitable Die? 1 April 2003
Print of Treasury Memoranda re Equitable 11 March 2003
Letter from South Wales Group to Committee on Public Admin 4 March 2003
Letter from Lord Penrose to the Treasury Select Committee 25 February 2003
General Principles of Saving by Stephen Wynn 21 December 2002
Government Green Paper on Pensions 17 December 2002
Inland Revenue-Simplifying the taxation of pensions 17 December 2002 (due 11 April 2003) NB large .pdf file
Government Green Paper on Pensions 17 December 2002
Inland Revenue-Simplifying the taxation of pensions 17 December 2002 (due 11 April 2003) NB large .pdf file
Letter received from Parliamentary Ombudsman to E7 8 December 2002
Ned Cazalet Report commissioned by EMAG 5 December 2002
Open letter from the Penrose Inquiry issued 29 November 2002
The Errors and Who was to Blame (bill Davies) 28 November 2002
Questions and answers from the FSA 21 November 2002
Equitable Interim accounts 15 November 2002
Letter to Annuitants 15 November 2002
OPRA-Tackling the Risk to Pension Scheme Members Full Report 6 November 2002
OPRA-Tackling the Risk to Pension Scheme Members Summary 6 November 2002
EPHAG Meeting with Equitable Board 10 October 2002
EPHAG Meeting with Lord Penrose 8 October 2002
FSA Report on Insurance Regulation 1 October 2002
B&W Deloitte Report 30 September 2002
Joint Opinion-Remedies for Mis-selling-Carr and Moss 30 September 2002
Rectification Scheme by Nicolas Bellord for EMAG 29 Sept 2002
B&W Deloitte Report 30 September 2002
Carr & Moss -Remedies for Mis-selling 30 September 2002
Stephen Wynn's comments on the Sandler Report August 2002
Ex Directors Case Studies (Chris Heddon and Alan Nash)
Adrian Howard-Jones' Address to the AGM as a potential non exec director 27 May 2002
FSA Guide to Pensions 19 April 2002
Equitable Life and the Ombudsman Jurisdiction April 2002
Banking Code Review Click Here
Do You have any Unit Trust Accounts? click here
A Review of Policyholders' Reasonable Expectations (Institute of Actuaries) 25 February 2002
REPORT FROM MARGARET FELGATE (International Group) REGARDING THE COMPROMISE VOTE (24 Feb 2002)
FSA GUIDANCE NOTES FOR EQUITABLE POLICYHOLDERS (Feb 2002)
EPHAG - COMMUNIQUE No 8 (15 February 2002)
Judgement by Justice Lloyd in the High Court (10 February 2002)
FSA Comment on High Court Approval (8 February 2002)
Submission to High Court by Michael Josephs (4-6 February 2002)
EMAG Press Release re Result of Compromise Vote (28 January 2002)
Report of non GAR Meeting .pdf Acrobat Reader format (11 January 2002)
Report of GAR Meeting (11 January 2002)
Paul Braithwaite of EMAG's View on the Compromise (31 December 2001)
Professor Blake's Report for EMAG .pdf version (19 December 2001)
Comments on Final Scheme Documentation - Colin Slater (click for .pdf version) (16 December 2001)
Equitable GAR Compromise Scheme - Ronnie Sloan (click for pdf form) (12 December 2001)
EPHAG's Communiqué No 7 (6 December 2001)
FSA Plans on Overhaul of Insurance Regulations (Press Release) (3 December 2001)
REPORT BY NORTON ROSE ON ISSUES RELATING TO THE PROPOSED SCHEME OF ARRANGEMENT (23 November 2001)
BAIRD REPORT (October 2001 FSA Report)
Response of the Association of British Insurers to the Consultation Document on The Review of
CORLEY REPORT (For Institute of Actuaries - September 2001)
CORLEY REPORT Appendices (For Institute of Actuaries - September 2001)
GOVERNMENT ENQUIRY announced 31 August 2001 led by Lord Penrose
Medium and Long-Term Savings (September 2001)
(Write up on policy holder meeting with non exec Dr Andrew Threadgold on 17 September 2001 near Southampton)
WARREN REPORT (May 2001 - pdf format)
GLICK REPORT (May 2001 - FSA)
Report by the Treasury Select Committee March 2001
THE TREASURY SELECT COMMITTEE (Report of Meeting 15 February 2001)
HOUSE
OF LORDS Equitable v Hyman
Submission
to the Journal of the Institute of Actuaries by Roy Ranson in 1989
entitled "With Profits, without mystery." 20 March
1989
OFFICIAL REPORTS AND ENQUIRIES
AEEU
resolution at the Labour Party Conference
BAIRD REPORT -scroll to bottom of page for .pdfs (October 2001 FSA Report)
BLAKE REPORT (For EMAG) .pdf version (19 December 2001)
CORLEY REPORT (For Institute of Actuaries - September 2001)
GLICK REPORT (May 2001 - FSA)
GOVERNMENT ENQUIRY announced 31 August 2001 led by Lord Penrose
HOUSE OF LORDS Equitable v Hyman
Myners Review of the Governance of Life Mutuals 20 December 2004
PENSIONS ANNUITIES (AMENDMENT) BILL
THE TREASURY SELECT COMMITTEE (Report of Meeting 15 February 2001)
WARREN REPORT (May 2001 - pdf format)